Fire Damage Removal in Smithville, MO for Homes, Condos and Businesses

The line is answered around the clock, and dispatch begins while you're still on the phone. How fast a crew arrives depends on which independent contractors are free and how far they are from your building. Same-day arrival is common, and emergencies like a hole in the roof or standing water are handled as priority calls. Tell the dispatcher about parking or elevator limits so nothing holds the crew up at the door.

We don't set prices, since Unify Fire Solutions is a free referral line rather than the company doing the work. The contractor we connect you with should provide an itemized written estimate before starting, and you should always request it. Emergency work such as board-up or extraction may begin fast, so ask for that in writing as well, whatever the hour. Expect your adjuster to check it against the insurance company's scope.

Independent crews in our network handle board-up, tarping, hose water removal, HEPA air filtration and soot stabilization on metal fixtures. Many also offer contents pack-out, temporary power and shutting down the HVAC so it stops spreading smoke. Tell the dispatcher what you're seeing so the crew brings the right gear.

It depends on the policies involved and what caused the fire, so the first call should go to your own insurance company. In general, your own unit or renter's policy covers your contents and interior, the HOA master policy may handle shared elements, and the neighbor's liability coverage can come into play if they caused it. Your carrier can pursue the responsible party afterward, a process called subrogation. Photograph everything and ask the crew for a written damage report.

Sometimes, for light smoke damage in a unit with working power and a clean HVAC system. If there's heavy soot, structural char, wet drywall or ozone in use, plan to stay elsewhere for a while. Soot particles irritate the lungs, so kids, older adults and anyone with asthma should be careful. Many homeowner and renter policies include loss-of-use coverage for temporary housing, so check with your agent.

Cleaning, odor removal and drywall patching typically don't need a permit, but structural, electrical, plumbing and HVAC replacement usually do. The contractor handles the permit application and books the city inspections. In a condo, your HOA may also require approval before anyone opens up the walls.

In a shared building, nearly every time. They control access to hallways, elevators, the roof and mechanical rooms, and they typically want a certificate of insurance from the contractor. They'll also need to know whether smoke or water got into neighboring units. Call them early and give the crew their contact information.

With proper soot removal and odor treatment, most units smell normal again within days to a couple of weeks. Recurring odor usually means soot remains in the ductwork, behind outlet plates, inside cabinets or in wall cavities. Ask if they plan to seal affected wood with shellac-based sealer and clean the HVAC system before they finish.

Typically, a renter's policy covers your own belongings and the cost of cleaning or replacing them, while the building falls to the landlord. Most also carry additional living expense coverage for lodging while the unit is unlivable, along with liability protection if the fire began in your unit. Every policy is different, so read yours and call your agent before you approve a pack-out.

First, make sure the fire department has released the unit and it's safe to go back in. Then call your insurer, call your landlord or HOA, and call the referral line so a crew can secure the unit. Don't wipe soot off walls with a wet rag, don't run the HVAC and don't turn on electronics that sat in the smoke. Photograph each room, gather medications and important papers, and arrange somewhere to sleep.